Stop throwing your money away

Lowering Your Everyday Expenses

Recent Posts

  • Bankruptcy Trus...

    January 30th, 2015

    Does your home phone ring throughout the day and night with collection agencies demanding money for past due debts? You don’t have to continue dealing with the stress of avoiding phone calls if you file for bankruptcy, but first you will have to hire a trustee to help out. Find [...]

  • Understanding T...

    December 19th, 2014

    If you are suffering from a serious financial crisis, then you are likely thinking of filing for bankruptcy protection. However, you may be able to file a consumer proposal instead, which can help to lessen the negative effects of the process on your future financial life. Consumer Proposal Basics If your consumer [...]

  • Preventing Frau...

    December 1st, 2014

    If your a responsible homeowner, you probably have a very comprehensive homeowners insurance policy. But having that policy isn’t enough, you must guard it against attacks from people who like to scam both homeowners and insurance companies. Below you will find ways to protect yourself. Preventing Dog Attack Scams Believe it [...]

  • Tax Debts And B...

    November 11th, 2014

    Every year, the Canada Revenue Agency (CRA) requires all Canadians to fill out a tax assessment form to determine what their contributions should be. If your tax assessment indicates that you owe money to the CRA, but you are unable to pay back the sum, here is what you need to know [...]

Reduce Family’s Expenses

Reduce Your Family's Expenses

While every family is different, the most common reason why a family has high expenses is because of utilities. Many simple strategies can help you get your utility bills much lower. The key is to start making good habits and to implement technologies that will allow you to reduce your electricity bill even if you are forgetful. Besides wasting electricity, a lot of families also waste money on gas or oil. These utilities rise in expensiveness when the home hasn’t been properly insulated. Also, if the home has high utility bills, there might be a water leak somewhere.

Cutting Business Expenses

Cutting Business Expenses

Your business likely has many expenses that you could reduce if you just knew where to start. Even though all businesses are different, most would benefit from programmable thermostats and lighting that is more efficient. Another challenge with lowering business expenses is that you must get a much larger number of individuals to comply with the necessary changes. Employees must be trained to recognize waste and to take measures necessary to reduce waste in an efficient manner. Your business might also need a more drastic retrofit to make the HVAC more efficient.

Entertainment Expenses

Entertainment Expenses

A lot of people do not understand how much money they spend on entertainment. Little by little, upgraded television sets, a video game, concert tickets and any number of other entertainment purchases add up to an expensive bill in the long-term. Those who are older than 35 tend to be the biggest spenders on entertainment. The benefit of understanding the extent to where one’s budget goes to entertainment is that this is one of the most disposable expenses. By finding cheaper ways for a family to entertain itself, it can often free up money for more important things.