Stop throwing your money away

Lowering Your Everyday Expenses

Recent Posts

  • Three Ways In W...

    March 30th, 2016

    Before you start house hunting, even before you begin looking for a mortgage lender, you may want to see a mortgage broker instead. A mortgage broker can do more for you than you can do on your own, including saving you a lot of money. Here are three ways in [...]

  • How To Avoid Ca...

    November 2nd, 2015

    Having a lack of working capital is one of the most devastating problems a business can have, and this can easily happen if you allow too many credit sales with your customers. Credit sales, also called accounts receivables (AR), are a great way to boost the sales of your business, [...]

  • What You Need T...

    August 3rd, 2015

    Many small business owners wonder if they should be using the cash method or accrual method when starting their business. This is a decision that should be made based on the types of services you provide and what works best for you. The important thing is that you choose which [...]

  • Addressing A Co...

    May 1st, 2015

    Going through a bankruptcy filing can be a highly confusing task, but it may be essential if you have gotten in trouble with your current bills. Unfortunately, there are some misconceptions and unanswered questions that many potential clients have about filing for bankruptcy. By learning the answers to the two [...]

Reduce Family’s Expenses

Reduce Your Family's Expenses

While every family is different, the most common reason why a family has high expenses is because of utilities. Many simple strategies can help you get your utility bills much lower. The key is to start making good habits and to implement technologies that will allow you to reduce your electricity bill even if you are forgetful. Besides wasting electricity, a lot of families also waste money on gas or oil. These utilities rise in expensiveness when the home hasn’t been properly insulated. Also, if the home has high utility bills, there might be a water leak somewhere.

Cutting Business Expenses

Cutting Business Expenses

Your business likely has many expenses that you could reduce if you just knew where to start. Even though all businesses are different, most would benefit from programmable thermostats and lighting that is more efficient. Another challenge with lowering business expenses is that you must get a much larger number of individuals to comply with the necessary changes. Employees must be trained to recognize waste and to take measures necessary to reduce waste in an efficient manner. Your business might also need a more drastic retrofit to make the HVAC more efficient.

Entertainment Expenses

Entertainment Expenses

A lot of people do not understand how much money they spend on entertainment. Little by little, upgraded television sets, a video game, concert tickets and any number of other entertainment purchases add up to an expensive bill in the long-term. Those who are older than 35 tend to be the biggest spenders on entertainment. The benefit of understanding the extent to where one’s budget goes to entertainment is that this is one of the most disposable expenses. By finding cheaper ways for a family to entertain itself, it can often free up money for more important things.